There are a number of life situations that might require you to apply for a loan. Whether your car’s broken down, you’ve just lost your job, or you’re dealing with another type of urgent expense, you may need extra cash to cover the cost.

Starting from $100 to $1000 Cigno Loans offers a range of short-term cash loans to help people access funds quickly. Explore the different types of cash loans offered by Cigno Loans to see what your options are.

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Cash Loans for Every Circumstance

Urgent repairs, unexpectedly high bills and medical emergencies are just some of the reasons people apply for loans. No matter what cards life has dealt you, there are many types of payday loans to suit different circumstances.

As a responsible lender, we review every application, no matter your credit history to ensure your cash loan is suitable to your income and meets your specific needs, to help you get on with life.

Payday Loans

Payday lenders can help by providing a short term loan to get you through to your next payday.

Bad-Credit Loans

We believe that everyone should have access to a financial solution regardless of past credit history.

Cash Advance

A cash advance is a fast way of getting emergency cash when you can’t wait until your next payday. Keep your finance on track and apply today.

Loans for Low Income

Whatever your circumstances, Cigno may be able to help you find a suitable solution.

Centrelink Loans

If you need a little support between your Centrelink payments, a small cash loan may be able to help.

Loans for the Unemployed

If you’ve recently lost your job or struggling to find employment a cash loan may help you get through the rough times.

Small Loans

Cigno can help you find a solution from as little as $50.

Emergency Loans

Need cash to cover unforeseen expenses? Cigno may be able to find a solution that suits you.

Tax Loans

Want to use your upcoming tax return a little early? Cigno can assist you assist you in applying for a tax refund loan up to $1000, to take care of unforeseen expenses.

Easy Loans

Find a suitable finance solution quickly and easily through Cigno. Anytime, anywhere.

Weekend Loans

Life doesn’t stop during the weekend and neither does Cigno. We operate 7 days a week finding solutions for our customers.

Loans for Pensioners

Need a little extra cash to supplement your retirement income? We can act as your agent to assist you in applying for a small cash loan for pensioners.

Loans for VET Bills

We know giving your pet the best care can lead to unexpectedly high costs. That’s why we offer loans up to $1000 to help pay emergency vet bills.

Medical Loans

A medical loan is commonly acquired to use for hospital expenses, cosmetic and dental surgeries, specialist appointments, or travel expenses. A quick solution to cover urgent costs, apply today.

Student Loans

From university textbooks, to an unexpectedly large phone bill or rental bond, we have got you covered for all kinds of unexpected student expenses. Learn more about our student loans today.

Short-Term Loans

Short-term loans provide temporary solutions for immediate costs. Get the money you need and pay it off quickly with a short-term cash loan.

Unsecured Loans

Cigno may be able to help you to find a solution.

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How Do I Know What Loan is Right For Me?

It’s important to think about why you need a loan, and which one is right for you. You might struggle to choose between a low income, Centrelink or unemployment loan, for example. Or you might not know if your situation qualifies for an emergency loan.

When considering a payday cash loan, there are a few things you should look at beforehand to ensure you’re making the right choice for your financial situation, such as establishment fees, late payment fees, the length or the loan and your ability to repay. For more information on what to expect with Cigno Loans, checkout our Costs and How It Works page.

If you’d like to ask us a question or need a little help choosing a loan, please get in touch with our friendly team.

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Get Online Approval For A Loan Today

With a range of payday cash loans available, we make it quick and simple to apply for a Loan anytime, anywhere, with same day approvals.

Hear From Our Customers

  • The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
    productreview
    June 2022
  • Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
    trustpilot
    June 2022
  • I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
    productreview
    June 2022
  • This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
    trustpilot
    June 2022
  • Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
    productreview
    June 2022
  • Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
    trustpilot
    June 2022